Type of Auto Insurance Coverage on Progressive Insurance rated for 5 star by Get Auto Insurance in Houston for our United States readers, especially for you at Houston, TX, USA. Get Auto Insurance in Houston help you get free online car auto insurance quote comparisons by save your time to getting auto insurance quotes with one form for instant compare rates from over 5 auto insurance companies in Houston, Texas.

Auto insurance coverage from Progressive.

Type of Auto Insurance Coverage on Progressive Insurance. Car insurance covers damage to your vehicle, damage / injury that you cause if you hit someone else, and much more. Look at the various types of coverage we offer below and get customized auto insurance offers.

Protection for injuries and other people's vehicles

Obligations. Protect you if you are in an error in an accident

Your basic auto insurance package starts with an automatic obligation. Accountability insurance is generally required by state law and protects you financially when you are responsible for your actions as a driver:
* Responsibility for bodily injury: Pay medical bills and lose income (up to your limit) if you hit someone and they get hurt. This includes anyone who has an accident, plus legal fees if you are brought to court as a result of the incident.
* Responsibility for property damage: Pay for damage (up to your limit) for other people's vehicles and / or property.
* Example: You lose control of your vehicle and hit your neighbor who is standing in the driveway, along with their car and mailbox. Responsibility will cover your neighbors' injuries and the costs of repairing their mailboxes and vehicles.

Insurance options for injury and your vehicle

If you are looking for automatic "full coverage" quotes, understand this term a little myth. "Full coverage" auto insurance becomes something different individually. But generally this "full coverage" auto insurance covers the protection of vehicles with comprehensive coverage and impact.

Comprehensive. Includes events outside your control

Comprehensive coverage protects your vehicle from fire, theft, damage, beating to animals, broken glass, or weather / natural actions. The deductible (the amount of money you will pay from the bag before your insurance company pays the rest) usually applies, but you can choose the amount.
Example: You hit a deer, damaging your front bumper and windshield. Damage amounts to $2,500. Your deduction is $250, so we will pay you $2,250.

Crash. Includes a car accident

Collision coverage pays to repair or replace your damaged vehicle if you collide with other objects, including vehicles, sidewalks, trees, etc. Collisions protect you regardless of errors and are also deductible.
* Example: Your car slips on a cold highway and plows into a guardrail, causing damage to your vehicle worth $5,000. Your deduction is $500, so we will pay you $4,500.
* Free coverage for pet injuries: If you have collision coverage, and your pet is injured in a car accident, Progressive protects your vet bill to the specified limit.

Uninsured / underinsured bodily injury. Protect your injury if someone else hits you and can't pay

Uninsured / less insured bodily injury protects you and your passengers (to your limit) if you are injured in an accident and the wrong driver does not have insurance or does not have sufficient insurance.
* Example: You have a car accident and other drivers do not have auto insurance. We will pay your medical bills and lose your income as a result of the incident.

Uninsured / less insured motorist property damage. Protect the damage of your vehicle if someone else hits you and can't pay

Uninsured / less insured property damage pays to repair or replace your vehicle (up to your limit) if you are hit by a driver with insufficient or no insurance.

For example: A car auto that you have in total after an uninsured driver crashes into it. Damage to your uninsured property will include the cost of replacing your vehicle to the specified limit. Subtracted may apply.

Medical payment. Protect your injury, funeral costs, and more

If you have an accident, medical payments will pay for medical and funeral fees (up to your limit). Medical payments can also include your family member or passenger, regardless of the mistake. Coverage also applies if you or your family member is a passenger in another vehicle or is hit by a car when you walk or ride a bicycle.

In some countries, personal injury protection is offered for medical payments and protects you in the same way.

Example: You are in a fender fender at lunch break and your co-worker, in the passenger seat, is injured. Your medical payment will include your colleague's hospital bill (up to your limit). Subtracted can apply to personal injury protection.

Additional coverage and benefits

Roadside assistance. Helps you if you are stranded on the road

Progressive's Roadside Assistance pays for towing services if your car breaks down for whatever reason, whether you are on the road or on the driveway. We will withdraw you to the nearest repair or mechanical facility of your choice if the store is within 15 miles. Roadside assistance also provides locking services, flat tire replacement, fuel / liquid delivery if you run out of gas and more.
Example: On a long trip, it seems that in the middle of nowhere, your tires are flat. We will attract you the closest mechanic, no matter how far away.

Loans / lease payments. Helps repay loans if you total your car

You may need this coverage if you finance or rent your car. Also known as gap insurance, lease payments include the difference between what you owe to your vehicle and what the value is actually (up to 25% of the actual cash value).
Example: Your car has a total accident, and your collision coverage pays you for your vehicle - $25,000. But you finance your car and owe $29,000 to the loan. Debt loans / leases cover the remaining $4,000.

Reimbursement of car rental fees. Pay the cost of renting a car

If your car is in a "closed accident," we will pay you to have a rental (up to your limit, usually up to $30- $50 per day) when your vehicle is in the workshop. The accident covered is something we pay for and does not include routine maintenance.
Example: The store owner estimates that it will take two weeks to repair your car. Car rental coverage will pay for replacement vehicles during that period.

Value of special parts and equipment. Includes anything you add to your car

Component coverage and special equipment (CPE) will repair or replace items that you add to your car, such as stereos, navigation systems, special wheels, or even paint jobs. If it is not installed by an original manufacturer, it is considered an after-sale accessory that you want to insure.
Example: You place a special tire and rim on your car. CPE coverage will usually insure them up to a $5,000 limit.

Rideshare coverage. For Uber, Lyft, and other rideshare drivers

Rideshare coverage extends your auto insurance to protect you when you enter the ridesharing application and wait for travel / customer requests. This is important because a rideshare company insurance policy offers limited coverage during this time and may not cover damage to your car. Usually, their policies only offer more coverage after you receive travel requests and while driving customers. Rideshare coverage helps fill that gap. *
Example: You are a Uber driver and enter the application when performing tasks. While waiting for a travel request, you crash your car into a guardrail that causes thousands of dollars to be damaged. Uber will not bear damage to your car because you have not officially received a travel request. Progressive rideshare coverage will cover your damage.
Please note: Progressive rideshare insurance coverage extends the exact same coverage you choose to your policy. So, you will need comprehensive coverage and optional collisions to pay for damage to your car.

Deductible savings bank. Help pay for your deductible

You can add a deductible savings bank feature, which will reduce $50 of your collision and that can be deducted comprehensively for each period of the free claims policy. Automatic policy period of the last six months.
Example: You choose $500 deductibles to comprehensively and crash your Progressive policies. With deductible savings coverage, your deductible will drop to $450 if you are free of claim after six months. If you claim again for the next six months, the deductible drops to $400. And so on, until you get $0.
Keep in mind that coverage, boundaries, and deductibles vary. You will get more information when you quote. All coverage complies with the terms and conditions of the policy provisions.

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Type of Auto Insurance Coverage on Progressive Insurance.
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